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Tokenization: Overview and Financial Stability Implications

Francesca Carapella, Grace Chuan, Jacob Gerszten, Chelsea Hunter, Nathan Swem

2023Finance and Economics Discussion Series18 citationsDOIOpen Access PDF

Abstract

In this paper we outline tokenization, which is a new and rapidly growing financial innovation in crypto asset markets, and we discuss potential benefits and financial stability implications. Tokenization refers to the process of constructing digital representations (crypto tokens) for non-crypto assets (reference assets). As we discuss below, tokenizations create interconnections between the digital asset ecosystem and the traditional financial system. At sufficient scale, tokenized assets could transmit volatility from crypto asset markets to the markets for the crypto token’s reference assets.

Topics & Concepts

Lexical analysisSecurity tokenAsset (computer security)BusinessMarket liquidityFinancial stabilityFinancial marketVolatility (finance)CryptocurrencyDigital asset managementFinancial innovationFinancial assetFinanceComputer scienceFinancial systemComputer securityArtificial intelligenceInvestment strategyBlockchain Technology Applications and SecurityFinancial Markets and Investment StrategiesComplex Systems and Time Series Analysis
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