Litcius/Paper detail

Machine Learning based Cibil Verification System

Geeta Rani, Alekhya Reddy, V. Keerthi Vardhan, A. Sai Sri Harsha, M Sakthimohan

20202020 Third International Conference on Smart Systems and Inventive Technology (ICSSIT)27 citationsDOI

Abstract

Credit Information Bureau (India) Ltd(Cibil) maintains track of people's credit score and dues of a specific individual. The system is similar to the real civil system with an enhancement. This software device has a choice of admin login. Here cibil is associated with banks and companies to file faulty contributors. They will pass faulty members statistics and that is surpassed on to the cibil admin. The cibil admin can view the information and approve after inspection. The software provides a login for users to register and can check whether a particular member is blacklisted and the reason for and can pay fine to get removed from the blacklist and by showing good behavior conduct. The cibil system is a completely practical and user-friendly technique. Every citizen has to know the cibil score personally to find the improvisation. This paper helps the user to identify themselves for the eligibility of loan or other purposes.

Topics & Concepts

LoginBlacklistComputer scienceSoftwareComputer securityLoanWorld Wide WebOperating systemBusinessFinanceImbalanced Data Classification TechniquesFinancial Distress and Bankruptcy PredictionBanking stability, regulation, efficiency